Make room for closing costs.
Start with transaction-specific figures from your lender and settlement professional.
01 / LOAN COSTS
Financing details.
Ask about origination charges, points, appraisal, and other costs of your chosen loan.
02 / SETTLEMENT
Services & government charges.
Ask for an itemized estimate covering title and settlement services, recording charges, and any applicable transfer or recordation taxes.
03 / PREPAIDS & ESCROW
Plan beyond the price.
Discuss prepaid interest, insurance, tax escrows, association charges, and other items that apply to the property.
Bring these questions.
- What is included in my estimated cash to close?
- Which costs are estimates, and which are final?
- How are deposits, credits, and prorations reflected?
- What could change before settlement?
- How should I securely verify payment instructions?
Costs depend on the property, location, loan, contract, and services. This guide does not estimate your taxes or closing charges.
YOUR PLANS. PERSONAL GUIDANCE.
Make your next step a conversation.
Share your goals, preferred area, and timing with Adam.