ADAM TAYLOR | CUMMINGS & CO. REALTORS BUYER PLANNING CHECKLIST [ ] Set your priorities Write down your must-haves, preferred areas, moving timeline, and the compromises you are comfortable making. [ ] Prepare your financing questions Discuss your budget and loan options with a lender. Compare Loan Estimates and ask about cash to close, taxes, insurance, and mortgage insurance. [ ] Understand representation Ask Adam to explain the representation agreement, services, and compensation before beginning tours. [ ] Explore the property and its location Try your usual routes, confirm school assignments with the district, and research the specific property’s condition, utilities, and restrictions. [ ] Work through an offer Discuss price, contingencies, inspections, deposit, and timing. Ask questions before agreeing to terms. [ ] Plan for closing and move-in Track transaction deadlines with your professionals, confirm your final figures and walkthrough, and independently verify wiring instructions using a trusted phone number. General planning information. Confirm current requirements and property-specific details with the relevant professionals. Adam Taylor | 410-808-5791 | Info@RelentlessHomeGroup.com